Privacy

Effective Date: January 20, 2025

Bravix, a DBA of Wisdms LLC ("Company," "we," "us," or "our"), respects your privacy and is committed to protecting the personal information you provide when using our services. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you engage with us through our website, applications, or other means.

Our office is located at:
66 W Flagler St. Suite 900, Miami, FL 33130

1. Information We Collect
We may collect the following categories of information:

• Personal Identifiers: Name, email address, phone number, date of birth, social security number.

• Business Information: Business name, industry, time in business, monthly revenue, EIN, and business address.

• Financial Information: Bank statements, credit history, payment behavior, and tax documents.

• Device Information: IP address, browser type, device ID, and usage data from interactions with our digital platforms.

• Other Information: Any other information you voluntarily provide in applications, forms, or customer service inquiries.

2. How We Use Your Information
We use your information to:

• Assess your eligibility for financial products and services

• Match you with appropriate lenders or funding partners

• Process applications and deliver requested services

• Improve our service offerings and user experience

• Communicate with you about your account, application status, or marketing offers (with your consent)

• Comply with legal obligations and regulatory requirements

3. Information Sharing
We may share your information with:

• Lenders and Financial Partners: To help match you with potential funding options

• Service Providers: Who assist in data processing, verification, storage, and marketing

• Regulatory Authorities: If required by law, subpoena, or legal process

• Affiliates: For internal operations such as analytics and service improvement

We do not sell your personal information to third parties.

4. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, or misuse. However, no system is 100% secure, and we cannot guarantee absolute protection of your data.

5. Your Choices
You may:

• Opt out of marketing communications by following the unsubscribe instructions in our emails or contacting us directly

• Update or correct your information by reaching out to our support team

• Withdraw consent for data use where legally applicable, subject to any contractual or regulatory obligations

6. Cookies and Tracking Technologies
Our website uses cookies and similar tracking technologies to improve functionality, analyze performance, and enhance your experience. These may include:

• Essential Cookies: Required for site operation

• Analytical Cookies: Help us understand user behavior and improve the site

• Marketing Cookies: Used to deliver relevant ads and promotions

You can manage cookie preferences through your browser settings. By continuing to use our site, you consent to our use of cookies as described in this policy.

7. Third-Party Links
Our website may contain links to other websites or services not operated by us. We are not responsible for their privacy practices and encourage you to review their policies.

8. Children’s Privacy
Our services are intended for individuals 18 years or older. We do not knowingly collect personal data from minors.

9. California Privacy Rights (If Applicable)
If you are a California resident, you may request access to your personal information, deletion of your data, or disclosure of how we use and share your data. To exercise your rights, please contact us at support@wisdms.com.

10. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be effective when posted with a revised “Effective Date.” Please review this policy regularly.

11. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us:

Bravix (Wisdms LLC)
66 W Flagler St. Suite 900
Miami, FL 33130
Email: support@wisdms.com