Terms

Effective Date: January 20, 2025

These Terms & Conditions ("Terms") govern your use of any services, website, content, or materials provided by Bravix, a DBA of Wisdms LLC ("Company," "we," "us," or "our"). By accessing or using our services, you agree to be bound by these Terms. If you do not agree, do not use our services.

Business Address:
66 W Flagler St. Suite 900, Miami, FL 33130

1. Nature of Our Services
Bravix acts as a broker and referral service for financial products, including merchant cash advances and other funding solutions. We do not provide loans or funding directly. Instead, we connect you with third-party providers based on your qualifications.

We do not guarantee approval, specific rates, or terms, as all financial decisions are made by the third-party providers.

2. Eligibility
You must be at least 18 years old and legally authorized to represent a business entity to use our services. By submitting your information, you represent that it is truthful, accurate, and complete.

3. No Financial Advice
The content and services provided are for informational purposes only and do not constitute legal, financial, or investment advice. You are encouraged to consult your own advisors before making any financial decisions.

4. Privacy
Your use of our services is also governed by our [Privacy Policy], which explains how we collect, use, and share your information. By using our services, you consent to the collection and use of your data as outlined there.

5. Third-Party Services
We may refer you to, or integrate with, third-party lenders and service providers. These entities operate independently, and their services are subject to their own terms and conditions. We are not responsible for their actions, decisions, or policies.

6. Intellectual Property
All content, trademarks, logos, and intellectual property on our website or platforms remain the property of Wisdms LLC or its licensors. You may not copy, reproduce, modify, or distribute our content without our prior written permission.

7. Limitation of Liability
To the fullest extent permitted by law, Wisdms LLC, its officers, affiliates, or agents shall not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of our services, including delays, denials, or loss of funding.

8. Disclaimer of Warranties
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We make no guarantees regarding approval, funding amounts, or business outcomes.

9. Indemnification
You agree to defend, indemnify, and hold harmless Wisdms LLC and its affiliates from any claims, liabilities, damages, or expenses (including legal fees) arising from your use of our services, violation of these Terms, or infringement of any rights.

10. Termination
We reserve the right to refuse service or terminate access to any user at our discretion, without notice, for any reason, including misuse, fraud, or violation of these Terms.

11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

12. Changes to These Terms
We reserve the right to modify or update these Terms at any time. Any changes will be posted with a revised effective date. Continued use of our services after changes means you accept the revised Terms.

13. Contact Information
For questions about these Terms, please contact:

Bravix (Wisdms LLC)
66 W Flagler St. Suite 900
Miami, FL 33130
Email: support@wisdms.com